Card Management

Branded mobile app
Instant issuance and digital wallet provisioning
Card controls with spend limits
Enriched merchant data
Subscription management

Credit & Risk

Configurable underwriting engine
Instant pre-screen
Monthly bureau reporting
Delinquency management

Compliance

Maintain auditable records
Ability to configure policies and procedures
OFAC check during application and continuous monitoring
BSA/AML monitoring and reporting

Core Processing

Configurable interest models
Connected to card networks
Payments processing via ACH
Statement generation

Origination

Streamlined mobile application processing
White label application
Offer and campaign management
Integrated KYC

Report & Data

Web dashboard to view and download reports
Daily and real-time reports
Portfolio performance, dispute and account management reports
Net settlement reports

Customer Service

Application and fraud management queues
IVR for call routing, activation, and balance checks
Card servicing

Rewards & Offers

Configurable earn engine
APIs for third-party rewards platform integration
Merchant offers
Statement credits for cash back

Dispute & Fraud

Dispute case management
Chargeback processing
Application & identify fraud management

Managed Services

Customer Support

Collections Support

Credit Risk Operation

Program Implementation

Disputes & Fraud Desk

Underwriting Support